Night Time Curfews Won't Work Says Young Driver Insurer ingenie

LONDON, March 26, 2013 /PRNewswire/ --

• ingenie welcomes all efforts to improve young driver safety

• However, it believes education for young drivers is a better approach than night-time curfews

• Only 9% of claims made by ingenie-insured young drivers were due to crashes at night

• Black box technology that assesses young drivers offers them the chance to prove they are safe on the road and helps identify where further education is needed.

ingenie welcomes the government's focus on young drivers and all efforts to make this disproportionately high-risk age group of drivers safer.

However, ingenie does not believe that restricting young drivers and imposing nighttime curfews is the best way to approach the problem.

Our statistics show that only 9% of claims made by young drivers insured by ingenie were for crashes that occurred at night.

Further education for young drivers has been proven to work. We embrace coaching and use black box technology to develop driving styles and trends and help young drivers improve.

Every three months we reward our best drivers with discounts on their insurance. We believe this approach gives new drivers the opportunity to learn from their experiences - by imposing nighttime curfews young drivers are denied this opportunity.

We believe in educating young people to make them more responsible. 70 percent of ingenie-insured drivers have received a discount for good driving.

"While we are supportive of some of the proposals being considered by the government, we believe that imposing night-time restrictions or curfews on young drivers suppresses the root cause of the problem. ingenie's approach is to work with young drivers as individuals and encourage them to take responsibility for their driving."

"Many young drivers are underprepared when they first take to the road but ingenie's approach, alongside post-test coaching, can support young drivers while they gain valuable experience."

"We believe that UK insurers have a part to play in educating young drivers. ingenie provides useful feedback to our community of policyholders - if asked, we'll even pick up the phone and talk to the customer about where they're going wrong and how they can improve, which will ultimately reduce their risk and premium."

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About ingenie

ingenie is a radical new way of insuring young drivers. We exclusively insure 17 to 25 year olds who often struggle to find affordable premiums elsewhere. Our policyholders join a community of young drivers who benefit from ingenie black box telematics technology that constantly assesses their driving performance.

We build a picture of a driver's individual style, awareness and safety on the road, rewarding those who drive well with cheaper insurance premiums and helping those who need improvement become safer.

Established in late 2011, ingenie offers a disruptive, fresh way of providing car insurance to young people and has quickly become a powerful digital brand in its own right.

The company counts footballer turned broadcaster Gary Lineker among its high-profile investors and ambassadors. Williams F1 is a key partner assisting in the development of telematics, high-profile brand promotion and road safety. The company is also backed by leading figures from UK business, including Sir Martin Broughton, Chairman of British Airways.

@ingenie

http://www.ingenie.com/